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Privacy Policy

Your PAN and personal details, handled with care.

Last updated: June 24, 2026. This policy explains, in plain English, what we collect when you use the Quick CIBIL check and other forms on wealthbridge5.com, why we collect it, and how we keep it safe.

1. What we collect from the Quick CIBIL check

When you submit the Quick CIBIL form, we collect only what's needed to estimate your score and contact you back:

  • Full name (as per PAN) — to address you correctly.
  • Mobile number — so our advisor can call/WhatsApp you with matching loan offers.
  • PAN number — used only to compute the indicative score. We never store your full PAN. Only the last 4 characters (e.g. XXXXX1234F) plus a one-way encrypted reference are kept, so we can recognise repeat enquiries.
  • Monthly income & existing EMI — used to estimate your repayment capacity.
  • City (optional) — to match you with the right local advisor.

2. How we use this information

  • To compute an indicative CIBIL estimate and show it to you on screen.
  • To contact you by phone, WhatsApp or email about loan offers from our partner banks and NBFCs that match your profile.
  • To improve our service — internal analytics on how many people use the calculator.
  • To comply with applicable law if required.

What we will never do: sell your data to third parties, run an unauthorised bureau pull on your PAN, or share your details outside our partner lender network.

3. How we keep it safe

  • All submissions travel over HTTPS / TLS encryption — nothing is sent in plain text.
  • Your full PAN is discarded the moment we compute your estimate; only the masked last-4 + an irreversible hash is stored.
  • Data is held in a secure cloud database with row-level access controls, accessible only to authorised Wealth Bridge 5 staff.
  • No PAN, income or score is ever published, logged in plain text, or displayed publicly.

4. The score we show is indicative

The number returned by the Quick CIBIL check is a heuristic estimate based on the inputs you provide. It is not an official score from TransUnion CIBIL, Experian, Equifax or CRIF Highmark, and is not a bureau pull. It does not affect your real bureau score. For the official score, you can request a free bureau report directly from any of the four credit bureaus once a year.

5. Who we share your details with

When you ask us to help with a loan, we share the minimum necessary details (name, phone, income, loan type, city) with our partner banks and NBFCs so they can prepare an offer for you. We do not share your PAN with any partner unless you have explicitly applied for a specific loan product and consented at that step.

6. Your rights — access, correction, deletion

You can ask us at any time to:

  • Tell you what details of yours we hold.
  • Correct anything that's wrong.
  • Delete your record from our system entirely.
  • Stop calling, messaging or emailing you (opt-out).

Email wealthbridge05@gmail.com or call +91 98212 68965 with the request. We action it within 7 working days.

7. Cookies & analytics

We use basic cookies and Google Search Console / Analytics to understand which pages people visit. These tools do not see your PAN, income or score — only anonymous traffic patterns. You can disable cookies in your browser settings without breaking the site.

8. Contact our Privacy team

Wealth Bridge 5, Holy View CHS, Shop no 2(54), J.B Shah Marg, Khadak St, Masjid Bunder West, Mumbai, Maharashtra 400009, India.

9. Changes to this policy

We may update this page as our service evolves. The "Last updated" date at the top always reflects the latest version. Material changes will be communicated on the homepage.

Ready to check your score?

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