Free EMI Calculator
Plan your loan in seconds.
Enter the loan amount, interest rate and tenure — get an instant breakdown of your monthly EMI, total interest and total amount payable.
Loan Calculator
₹
₹50K₹2 Cr
%
1%30%
months
3 months5.0 years30 years
Your Monthly EMI
₹21,494
per month for 60 months
Principal Amount
₹10,00,000
Total Interest
₹2,89,634
Total Payable
₹12,89,634
● Principal 77.5%● Interest 22.5%
Smart Planning Tips
How EMI is calculated
EMI = [P × r × (1+r)^n] / [(1+r)^n − 1], where P is principal, r is monthly interest rate and n is the number of months.
Lower your EMI
Increase your tenure, make a larger down payment, or improve your CIBIL score to negotiate a lower interest rate.
Pre-payment helps
Even small part-payments early in your loan tenure can save lakhs in interest over the life of the loan.